Friday, January 13, 2017

Update and a plea for help

So last I wrote, we were dealing with a major issue. Due to some administrative screwups Chris lost his insurance for October through December, aka The Bad Times. This left us with $300k in debt to MGH and assorted docs and froze the treatment plan.
Problem is, he's still got cancer and at least one lump.
The good news is I've managed to salvage the relationship with his PCP and endocrinologist. New insurance started on the 1st of January so we can go forward as soon as we get a new cancer treatment team and get the cash for the deductible and most likely out of pocket max.
We're going to (hopefully) get his case transferred to the cancer treatment center in the same city we live in so we can continue life-saving treatment. Since he's going to do several targeted radiation treatments this will save us much in time and hassle.
So that's the good part. PCP and endocrinologist are managed, so he still has his medications (including the very important pain meds) and we've got insurance so we can continue treatment, even though it will be at a new place.
Also good news, we've picked up a second vehicle (paid for in cash), a 3/4 ton truck to act as our work horse. Ever since the spinal injury Chris has been unable to drive the Blazer and finds the passenger seat excruciating. A big truck allows his big frame enough room to not compress and restores some of his independence, since it's something he can drive.
The bad: the truck needs a few replacement parts, an inspection (it will pass), an oil change, some good tires (vs the questionable ones on it at the moment), and to be registered.
That wouldn't be such a pressing concern if it weren't for the other bad news, in that we've had to take the Blazer off the road for a laundry list of reasons, including brakes literally falling off of it. For all that getting the truck current will cost around $900, getting the Blazer road worthy would be much more intensive. The parts would be less, but between taking care of the two Chrises and taking care of the house, I'd have to pay someone else to do the work and... it's cheaper to get the truck road worthy, plus more useful.
On top of that we need to pay the deductible for the new insurance since we'll probably blow through that walking into the new cancer center, AND the out of pocket max for the same reason. We're also paying out of pocket for his meds until we meet the deductible (around $1200 a month for the meds alone).The out of pocket max is $10k.
After paying the month's bills and making sure we have transportation for both of us in the form of the truck, AND buying meds, AND buying equipment for Chris to work more (he's been requested to do something that requires infrastructure, and though he's working more paying days doing it, as a contractor we paid for the materials out of pocket)... we're pretty much broke. I couldn't even pay for meds a few days ago.
Obviously we need to get Chris back on a treatment plan ASAP so we can keep fighting the cancer as soon as possible, and there's those tiny things called food and gas.
So I must beg financial assistance, so we can get over this rather massive hump. After we clear the out of pocket max our medical costs will nosedive, but first we need to actually get to that point. And we're kind of attached to having food in the house and keeping Christopher in pull-ups.
So please, anything you could spare would help.
I've still got the GoFundMe up and running, PayPal to always works (and is immediately available unlike GoFundMe), and I can always be reached on Facebook.
Thanks all,